On hog confinements, one small system failure can turn into a catastrophic loss in just minutes. You’ve invested in high-dollar confinements with automated technology, but what’s your plan when the unexpected happens?
Power outages, fan failures, or generator malfunctions can all lead to a suffocation loss, wiping out all your pigs and leaving you with major financial loss. The worst part? Most standard livestock or farm policies won’t cover it.
At Thorn Creek Insurance, we offer suffocation insurance coverage designed specifically for swine operations — so you don’t have to gamble with the cost of unexpected losses.
What Is Suffocation Insurance?
Suffocation insurance is a specific coverage that protects you from financial loss when hogs die due to:
- Ventilation System Failures
- Power Outages and Backup System Failures
- Alarm or Control Panel Malfunctions
- Sudden Equipment Breakdowns
- Manure Pit Gas
Suffocation Insurance is your safety net to protect yourself from these losses. And it’s more affordable than you think!
Why You Need This Coverage
Let’s face it: no matter how well-managed your operation is, things can go wrong fast.
We’ve seen it happen. Here’s an example
- A lightning strike knocks out power.
- The backup generator doesn’t start.
- The fans stop and curtains don’t drop.
- Within hours, 600 pigs, 1200 pigs, 2400 pigs? Gone!
Loss: $150,000? $300,000? $600,000? More? Those prices only reflect market weight finishers! Imagine the loss if it’s Bred Sows.
Standard policy payout? $0.
With suffocation insurance? Covered.
Coverage Highlights
- Depending on your operation, we can use market value or agreed value per head to cover your inputs and your profit.
- Customizable limits and deductibles based on your inventory
- Simple Underwriting. Quotes can be turned around very quickly
No matter your operation, we can build a policy that fits your exact setup. From sow units to nurseries to finishers, we can cover your hogs at any step in the production cycle.
Why Choose Thorn Creek Insurance?
We’re not just insurance agents — we’re ag specialists who understand the unique risks of livestock confinements. Our team works with hog producers across the Midwest, and we know the coverage gaps you might not even realize exist.
We use only insurance companies we are confident in. At the end of the day, we have to stand behind what we sell. We feel confident that we’re providing you with the best companies for your farm insurance, livestock insurance, and suffocation insurance coverages.
Don’t Wait for a Loss to Find the Gap in Your Coverage
Suffocation losses can happen without warning — and the damage is often large. Protect your risk as a livestock owner or a contract grower before you have a loss! Your hogs are too valuable to leave unprotected. Get the right insurance in place now — and breathe easier knowing your operation is covered.
📞 Call Thorn Creek Insurance Services today at 217.503.4111.
📧 Or email csr@thorncreekinsurance.com to request an agent to review your coverages.
Ask us about all your other farm insurance needs as well. Our specialty is insurance for ALL things Farm and Ag.
